Four Golden Rings Syndicate Limited is a membership-focused organization focused on empowering its members through a variety of support services, including financial assistance, educational opportunities, health and life insurance, networking events, and investment opportunities.

The Syndicate was founded in March 2023 and later incorporated in December 2023.

The Syndicate is established in Lagos State, Nigeria, with Lagos serving as the main head office of operations.

The Syndicate gets resources primarily through its founders, who have jointly contributed financial and expertise resources. Additionally, the Syndicate partners with various organizations to support its members.

The Syndicate offers a wide range of services to its members, including financial support, educational scholarships, health and life insurance, phone insurance, transportation, networking opportunities, and access to exclusive investment opportunities.

Anyone who meets our eligibility criteria which are;

1. Must be at least 18 yes of age

2. Nigerian Citizen

3. Has a verified job with monthly income of at least N30,000

You can become a member by completing our online application form and making your first membership payment. This payment will activate your membership and grant you access to your benefits.

Membership benefits are delivered to members through claims via the app membership dashboard.

Members are required to commit to their monthly membership dues and adhere to our membership benefits policies, which include guidelines on the delivery process and codes of conduct.

Our membership plans are;

VIP, SUPREME VIP & ELITE TIER

You can apply for membership by visiting our website and completing the online application form. Once your application is reviewed and approved, you will receive a welcome package with further instructions.

Members enjoy a range of benefits, including financial assistance, educational scholarships, health and life insurance coverage, exclusive networking opportunities, access to investment opportunities and so much more..

Membership fees vary based on the selected plan and tier. Detailed information about the costs associated with each plan is available on our website or can be obtained by contacting our membership team.

Yes, members can upgrade or downgrade their membership plan.

Members are required to commit to their monthly membership dues and adhere to our membership benefits policies, which include guidelines on the delivery process and codes of conduct. Members must read, understand, and abide by these policies to maintain good standing within the Syndicate.

Members can access their benefits through our online portal or mobile app. Detailed instructions and support are provided to help members make the most of their membership.

For any questions or assistance regarding your membership, you can contact our membership support team via email, phone, or through our website’s contact form. Our team is dedicated to helping you with all your membership needs.

Your membership begins when you make your first membership payment, which activates your membership benefits.

Our membership benefits policies are carefully crafted and implemented guidelines that govern all aspects of membership benefits, including delivery processes and codes of conduct. These policies ensure that all members receive their entitled benefits in an efficient and fair manner.

These policies are essential for maintaining transparency, fairness, and consistency in how benefits are delivered to members. They also outline the responsibilities and expectations for both the Syndicate and its members.

The benefits policies cover the delivery process of benefits, the types of benefits available, and the codes of conduct that members must adhere to. They also provide information on how to access benefits and any requirements or conditions that must be met.

Members can access their benefits through our online portal or mobile app. Detailed instructions and support are provided to help members utilize their benefits effectively.

Members are required to follow specific codes of conduct, which include ethical behavior, respect for other members, and adherence to the guidelines set forth in the benefits policies. These codes ensure a positive and supportive community for all members.

Failure to adhere to the benefits policies and codes of conduct may result in disciplinary actions, including suspension or termination of membership. It is crucial for members to read, understand, and abide by these policies to maintain good standing within the Syndicate.

The detailed benefits policies are available on our website and in the membership welcome package. Members are encouraged to review these documents thoroughly to understand their rights and responsibilities.

For any questions or concerns regarding the benefits policies, members can contact their designated agent or our membership support team via email, phone, or through our website’s contact form. Our team is dedicated to assisting members and ensuring they understand the policies.

Membership benefits are delivered through a combination of online platforms, direct support from designated agents, and partnerships with service providers. Members can access their benefits by logging into the Syndicate’s online portal or mobile app, where they can manage their benefits and track their usage. Physical benefits, such as insurance cards or educational materials, are mailed to the member’s registered address.

The timeline for receiving benefits varies depending on the type of benefit. Generally, digital benefits such as access to online resources and financial support are available immediately after membership activation. Physical benefits, such as health insurance cards, may take 1-2 weeks to arrive by mail. Detailed timelines for specific benefits can be found in the membership benefits guide.

If you have not received your benefits within the expected timeframe, you should first check your online account for any updates or notifications. If there are no updates, contact your designated agent or the membership support team to inquire about the status of your benefits. They will assist you in resolving any issues and ensuring that you receive your benefits promptly

For any issues related to benefit fulfillment, members can contact their designated agent or the membership support team via email, phone, or through the Syndicate’s contact form on the website. Our team is dedicated to assisting members and ensuring they receive their benefits as promised.

Your membership commences when you make your first membership payment, which activates your membership benefits. This payment marks the official start date of your membership, allowing you to begin accessing the full range of benefits offered by the Syndicate.

To activate your membership, follow these steps:

• Complete the membership application Process & approval available on our website.
• Submit the required documentation and make your first membership payment.
• You will receive a confirmation email or notification once your payment is processed, indicating that your membership is active.
• Log into the Syndicate’s online portal or mobile app to access your membership benefits and resources.

Yes, once your membership is activated, you can start using your benefits immediately. Digital benefits such as access to online resources and financial tools are available right away. Physical benefits, like insurance cards, may take a short time to arrive by mail, but you can begin enjoying most benefits without delay.

If you encounter any issues during the membership activation process, you can contact your designated agent or the membership support team for assistance. They are available via email, phone, or through the contact form on our website. Our team is committed to helping you resolve any issues quickly and ensuring a smooth activation process.

The Membership Regulation Policy governs how members join, participate, and receive support. It ensures fairness, transparency, and the long-term sustainability of the entire membership ecosystem.

Members who violate the policy may face suspension or removal. This will automatically trigger a 70% penalty on the total value of benefits already received.

No. All members are required to declare a specific membership duration when joining — along with their goals, challenges, and support needs. The minimum commitment is 12 months.

No. Members are not permitted to cancel until they have completed their declared membership duration — regardless of the reason.

FGRS reserves the right to pursue legal action against any member who refuses to settle their penalty after early exit or misconduct.

You can contact the Syndicate for more information via email, phone, or through the contact form on our website. Your designated agent is also available to provide personalized support and answer any questions you may have.

Members have access to a variety of support options, including assistance from their designated agent, a dedicated membership support team, and resources available through the Syndicate’s online portal and mobile app. Our support team is committed to helping members with any issues or questions they may have.

Your designated agent is assigned to you upon activation of your membership. You can find their contact information in the welcome package you receive after joining the Syndicate. You can reach them via email, phone, or through the contact options provided on the Syndicate’s website.

Yes, there is an online portal where members can manage their membership, access benefits, update personal information, and track their membership status. The portal is accessible through the Syndicate’s website and mobile app, providing convenient access to all membership-related services.